About Copley Square Business Review
Copley Square Business Review exists because most owners meet business funding at the worst moment — a slow month, a tax bill, a supplier deadline — and get a sales pitch where an explanation should be.
We write the reference we wished existed: what each product is, what it costs in dollars and in APR-equivalent, what the agreement's words mean, and when each option fits. Banks, SBA, lines of credit and advances sit on the same table with the same columns.
Every explainer opens with a direct answer, carries a published and an updated date, and is checked against current funder agreements and public sources before it goes live. An advance is never called a loan; no figure is presented as an offer; nothing promises approval.
Calculators use the arithmetic an underwriter uses and show their working. Their outputs are illustrative — the terms that apply to you are only those in an agreement you sign.
How we are paid
Copley Square Business Review is compensated by the funding partner when a request it refers is funded. Reading, applying and getting options all cost readers nothing. Because partners stop working with referrers whose files underperform, our interest is a fit, not a sale — which is why the site says plainly when a bank is the better route.
Our network
The funding partners and marketing partners that Copley Square Business Review collaborates with make up an exclusive network. We may pass your information to those partners once you submit a request, so they can review it and show you funding options. We won't sell your information to anyone for unrelated purposes.
- Answer first
- Every explainer opens with a two-or-three-sentence direct answer, then the detail. Question headings become the page's FAQ.
- Costs in two currencies
- A factor rate never appears without its cost in dollars and its APR-equivalent over the stated term. Ranges are labelled as ranges.
- Categories, not companies
- We compare kinds of funding — bank term loan, SBA 7(a), line of credit, advance — never named lenders.
- Dated and maintained
- Pages carry a published and an updated date. When products or law change, the page changes. Tell us when something is out of date.
Corrections
Found something out of date or wrong? Email contact@copleysquarebusinessreview.com. Fixes are made and noted on the page.
Ready to see what your numbers come back as?
One request, three months of statements, options from our network of funding partners in plain dollars — or an honest note that a bank is your better route.